Basic Terms:
Billing address ⇉ the card owner address
Drop ⇉ inner man. His task is to receive the money or goods and, accordingly, to give
the part of the earnings to you.
Billing ⇉ office, which has agreement with a bank. Also, this office assumes payments
for the cards.
Card bill ⇉ it’s a Bank eminent card bill.
Bank-equirer ⇉ bank, in which the store opens the account.
Plastic: Merchant account ⇉ bank account for accepting credit cards.
Merchant Bank ⇉ bank, through which occur the payments between the buyer and the
salesman (frequently it is used as synonym “bank-equirer”).
Cardholder ⇉ owner of the card.
Validity ⇉ suitability of card using.
White plastic ⇉ a piece of the pure plastic, where the information is plot.
CR-80 ⇉ rectangular piece of pure white plastic (without the drawing image) with the
size of a credit card with the magnetic strip.
Transaction ⇉ charge to the credit card
POS terminal (Point Of Sale terminal) ⇉ reading card device, which stands at
commercial point.
PIN-code ⇉ the sequence, which consists of 4–12 numbers. It is known only to the
owner of card. By simple words, password for the work with ATM and so on.
AVS ⇉ the card owner address checking. It is used for the confirmation of the card
belonging exactly to its holder.
“Globe” ⇉ card holographic gluing with the image of two hemispheres (MasterCard).
Pigeon (hen) ⇉ card holographic gluing with the image of the flying pigeon (VISA)
Physical Card/Etc:
Reader ⇉ information reading device for the readout from the magnetic strip of card.
Encoder ⇉ read/write device for the magnetic track of the card.
Embosser ⇉ card symbol extrusion device.
Card printer ⇉ card information printing device.
Exp.date ⇉ card validity period.
Area code ⇉ the first of 3 or 6 numbers of the card owner phone.
CVV2, CVV, CVN ⇉ 3 or 4 additional numbers, which stand at the end of the number of
card.
ePlus -⇉program for checking the cards.
BIN ⇉ first 6 numbers of the card number due to those it is possible to learn what bank
issued out the card and what is the type of this card (ATM-card, credit, gold, etc.).
Synonym of word “Prefix”.
Chargeback ⇉ the cardholder’s bank voids the removal of money from its card.
Dump ⇉ information, which is written to the magnetic strip of the card, it consists of 1,2 or 3 tracks.
Track (road) ⇉ a part of the dump with the specific information. Every 1-st track is the
information about the owner of the card, 2-nd track ⇉ information about the owner of
card, about the bank issued the card, etc. 3-rd track ⇉ it is possible to say ⇉ spare, it is
used by stores for the addition of the points and other.
Slip ⇉ synonym to the word “check” (conformably to card settings).
Card balance ⇉ money sum that finding on the card account.
MMN Mother's Maiden Name, important if you want to change the billing address
Skimming Terms:
Parking (parked) ⇉ Installing device
Lips ⇉ Reader
Jacket (dress jacket) ⇉ Installing reader on ATM
Trousers ⇉ Pin pad
Dress trousers ⇉ Installing pin pad on ATM
Ironing jacket ⇉ Charging battery of reader
Ironing trousers-Charging battery of pin pad
Cover ⇉ Big panel, on which pin pad placing
Piece of iron, box, parking ⇉ ATM
Stuff ⇉ Cards or tracks
Second step ⇉ Cashing
Observer ⇉ Person, who take care of all working
Fitter ⇉ Person, who install and take off device
Inhabitant ⇉ Cardholders
Side-show ⇉ Time of device working (ex: today a lot of inhabitants on side-show)
Sofa ⇉ Model of ATM
Citroën ⇉ Model of ATM
Flat ⇉ Model of ATM
Toothed ⇉ Model of ATM
Disco ⇉ Model of ATM
Tourists ⇉ Group of workers
